Q Card Splash Page

^Boat and Car Prize Draw

Valid from 6 November 2021 to 11:59pm on 26 December 2021 (“Prize Draw Period”). There is one prize in total to give away (“Prize Draw”). One Prize draw winner will receive a Stabicraft 1550 Fisher that comes with a trailer (including WOF and rego), a Mercury 60 engine, a starter safety pack, a lifetime membership to the coastguard and a Mazda CX-5 GSX FWD 2.0 6AT Petrol SUV in Eternal Blue Mica, including on road costs and a tow bar (“Prize”). The car and boat will each need to be collected from the local boat and Mazda dealership (will be organised directly with the Prize winner). An entry into the Prize Draw is automatic every time a purchase is made with Q Card or Q Mastercard at any retailer that accepts Q Card or Q Mastercard in-store or online during the Prize Draw Period (LTF purchases excluded). Double entries into the Grand Prize and Daily Prize Draw are automatic every time a purchase is made in-store and online at any accepting retailer from Saturday 30 to Sunday 31 October 2021. One winner will be drawn at random from all eligible entries at 111 Carlton Gore Rd, Newmarket, Auckland on 12 January 2022. The Prize is not negotiable, non-transferable or redeemable for cash. The Prize winner will be notified by phone/email by 28 January 2022. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard (“Promoter”). The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time. Q Card and Q Mastercard terms and conditions apply. See www.qmastercard.co.nz/summersussed and www.qcard.co.nz/summersussed for further Prize Draw details.

*6 months no payments and no interest

(“Payment Holiday”) is available on all standard Q EFTPOS and Q Mastercard purchase transactions (LTF excluded) at participating retailers in-store and online from Saturday 11 December 2021 to 23:59 on Sunday 12 December 2021 New Zealand Standard Time (NZST). The transaction date is determined by when the merchant processes the purchase and is outside the control of Consumer Finance Limited (“Issuer”). To avoid paying interest on your purchase, you must pay off the amount owing before expiry of the interest free period. Annual Account Fee of NZD$50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The Issuer reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice. Q Card and Q Mastercard standard terms and conditions apply.